Baseball-sized hail struck Centennial on June 1, 2026, measuring 3.25 inches in diameter.
The hailstorm impacted an area approximately 10 miles northeast of downtown Centennial.
Damage assessment
At 3.25 inches, this baseball-sized hail will cause significant functional damage to architectural asphalt shingles, the dominant roofing material in Centennial. Expect granule loss, exposed mat, cracking, and potential penetration on roofs over 10 years old. Even newer roofs will likely show impact marks and accelerated aging. Class 4 impact-resistant shingles may limit damage to cosmetic bruising but could still require replacement depending on impact density.
With a typical deductible of $12,534 on the median home value of $626,700, homeowners face substantial out-of-pocket costs before insurance coverage begins. Typical repair costs of $6,941 fall well below this deductible threshold, meaning most homeowners will pay the full repair cost. However, if replacement is needed at $11,569, filing a claim becomes financially beneficial with 1,094 days remaining to file.
Colorado's three-year statute of limitations for property insurance disputes provides 1,094 days from June 1, 2026 to file claims.
Repair costs fall below your deductible — you will likely pay out of pocket regardless of filing. Focus on getting competitive estimates from licensed contractors rather than rushing a claim.
This storm may have damaged your roof — get a free Centennial inspection
Centennial repair cost reference
Historical context
This event ranks as the largest hailstorm on record for Arapahoe County, surpassing the previous record of 2.75 inches set on June 19, 2018. June is historically the most active month for hail in this area, with 23 events recorded over the past decade, making this timing consistent with seasonal patterns.
Storm system
This was part of a significant regional hail event, with seven surrounding counties also reporting hail ranging from marble-sized to baseball-sized stones.
Contractor guidance
Current contractor backlog runs 4-8 weeks, with high storm chaser risk expected within 24-48 hours. Colorado Revised Statute § 6-22-105 strictly prohibits contractors from paying or waiving insurance deductibles, with violations constituting a Class 2 misdemeanor. Verify contractors carry general liability and workers' compensation insurance, maintain a verifiable local address, and consider Colorado Roofing Association membership for added credibility.
Permits & building code
At this magnitude, complete roof replacement is likely given the severe damage potential to standard shingles. Contractors must pull permits costing $150-400, with inspections required. While Class 4 shingles aren't mandated, the 10-20% insurance discount makes them worth considering during replacement, especially given this area's hail exposure.
- 1Document damage with photos before any temporary repairs or cleanup
- 2Contact your insurance company to report the claim within policy deadlines
- 3Obtain multiple estimates from licensed local contractors with verified insurance
- 4Verify any contractor's credentials and avoid those offering deductible waivers
- 5Consider upgrading to Class 4 impact-resistant shingles during replacement
This storm may have damaged your roof — get a free Centennial inspection
This event was confirmed by NOAA NEXRAD radar data, with a full National Weather Service assessment pending.